Mental Health

If you do not participate in Open Enrollment, you will be enrolled in the same benefits you had the year prior, AND:

• You will be charged the spousal surcharge of $100 per month (if covering a spouse)
• You will be charged the tobacco user surcharge of $50 per month for you and your covered spouse (if covering a spouse)
• You will not be enrolled in a savings plan such as the Health Savings Account or Flexible Spending Account

• No, you can enroll in 401(k) at any time. But please bear in mind that any changes you make with Principal may take up to two paychecks before the change shows on a pay stub.

• No. Any surcharges potentially applicable to your enrollment (Employee Tobacco, Spouse Tobacco, and Spousal Surcharge) will automatically be applied to your benefits! If you do not want to pay extra in surcharges that do not apply to you, then you MUST complete your enrollment by the deadline. Also, you will lose any FSA elections.

• If something were to happen and a Team Member does not have a beneficiary in UKG, the plan would follow Next of Kin rules that are established by the state you reside in. By adding in a beneficiary, you can decide where you want the money to go.

An Employee Assistance Program (EAP) is here to help you, and your family, get the most out of life. We’re ready to help with the small questions and the big problems, and everything in-between, such as:

• Managing stress
• Improving relationships at home or work
• Addressing legal and financial concerns
• Getting the most out of your career
• Finding child development, childcare or elder care resources
• Getting past emotional issues or grief
• Addressing depression, anxiety or substance use issues

This service is confidential and our EAP Specialists are available 24/7. They can provide you immediate help or direct you to one of our network providers for no-cost, face-to-face consultations.

Employee (member) – A person actively employed or on short-term disability.

Spouse / domestic partner – Legally married spouse of an active employee/member.

Household members – Those residing in the eligible member’s home.

Disabled employee (member) – Members who are on disability as defined by the employer/sponsor. Other designated eligible individuals include spouses or dependent children who are on disability.

Dependent children – Children who are dependents of the member.

• If you choose not to complete your enrollment within 30 days, you will automatically be enrolled in the Basic Medical Plan with the $50 per month Tobacco Surcharge.

• The system automatically assumes the employee is a tobacco user when the New Hire Enrollment event is created. It is our responsibility to complete the enrollment within 30 days and confirm whether or not we use tobacco products. By confirming you are not a tobacco user and completing the enrollment, the system will not charge you the $50 surcharge.

• You can add a spouse and any children whom you are the parent or guardian of. Certain states permit Common Law spouses, however, not all states honor them.

• Unfortunately, no. You will also need to provide documentation to prove their dependent status.
  • For a Spouse, we will need a Marriage Certificate
  • For a Child, we will need their Birth Certificate

• No, you can only make changes to your benefits mid-year if you experience a Qualifying Event

• The insurance available through ACBL Benefits is a Group Policy. Team members may pay their portion of the insurance premiums, but the policy as a whole is a group plan. Because it is a group plan it must be administered by the same set of rules for all team members and their dependents.
• Additionally, many of our benefits are paid for using Pre-Tax money. Under IRS rules and regulations, benefits can only be changed under certain situations mid-year if they impact taxes.

• You need to contact the ACBL Benefits Department asap. While we cannot guarantee we can make the changes you request, we can certainly review the event and discuss with you any alternatives that may be available. But it all starts with YOU contacting us at ACBLBenefits@BargeACBL.com.

All passwords will now be case sensitive and must include:

• 8-50 characters
• At least one upper case and one lower case letter
• At least one number
• At least one special character: ! # $ % & () * + – ? @ _ ~

Click here for the Virgin Pulse Device Support Page!

Active minutes, amount of sleep, and other items are tracked through a device and can not be manually entered.  You have a few options for devices if you would like to earn points for these activities:

• If you have a smartphone that can act as your device: If you sync Apple Health (iPhone) or Google Health (droid devices) and track there they will sync up to your account and get points. (you get points for adding a device too!)
• Once you earn level one you get $10 Pulse cash this year which makes their Buzz Max only $15! Just purchase through the Virgin Pulse store.

You can earn a $50 a month tobacco cessation credit by completing a Be Tobacco-Free Coaching call with Virgin Pulse. See below for how to sign up:

• Log into your Virgin Pulse account: click here
• Hover over Health then click on Coaching
• Find the Be Tobacco-Free Coaching Topic
• Then schedule your call at a time that is convenient for you

Important things to note:

• You don’t have to quit smoking to earn the $50 cessation credit offset to the surcharge, we just ask that you try each year.
• Once you complete the cessation coaching call you will start receiving a $50 tobacco cessation credit the first of the month following your completion.  Your tobacco surcharge will remain for the entire year.

The tobacco affidavit can be completed in Virgin Pulse! You can get your points now and not have to wait until open enrollment! 

• Login in at www.ACBLWellness.com
• Hover over “Rewards“
• Click on “How to Earn“
• Scroll down and click on  “Healthy Activity Reporting Form“
• Find the Healthy Activity you  completed in the dropdown list
• Add the date completed
• Then click “SUBMIT”!

Issues Logging to Virgin Pulse Site :

• Via Phone: 888-671-9395 – Monday-Friday from 8am-9pm EST
• Via email: support@virginpulse.com – Monday-Friday from 2am-9pm EST
• Via chat from the platform:  It would be the green icon on the right side on the home page